/* Koedoe Makelaars concept · design tokens + components */
:root{
  --sage:#d9e2db;--sage-2:#c8d5cc;--sage-3:#9fb5a7;
  --lime:#d4ff32;--lime-d:#bfeb14;--lime-s:#eefdb0;
  --ink:#141615;--ink-2:#232825;--ink-3:#343b36;
  --white:#fff;--mist:#f0f2f1;--mist-2:#e1e6e3;
  --stone:#56605a;--stone-d:#a9b3ad;
  --err:#a42626;--ok:#1c6b43;--amber:#8a5a00;
  --line:rgba(20,22,21,.14);
  --r-sm:14px;--r-md:24px;--r-lg:32px;--r-xl:36px;--r-pill:9999px;
  --s1:4px;--s2:8px;--s3:12px;--s4:16px;--s5:24px;--s6:32px;
  --ease:cubic-bezier(.16,1,.3,1);
  --t:.7s;
  --font:'Outfit',system-ui,-apple-system,'Segoe UI',sans-serif;
  --mono:'DM Mono',ui-monospace,SFMono-Regular,Menlo,monospace;
}
*,*::before,*::after{box-sizing:border-box}
html,body{height:100%;margin:0}
body{font-family:var(--font);font-size:15px;line-height:1.4;color:var(--ink);background:var(--sage);overflow:hidden;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
h1,h2,h3,p,ul,ol,dl,dd,figure{margin:0}
ul,ol{padding:0;list-style:none}
button,input{font:inherit;color:inherit}
button{cursor:pointer;border:0;background:none;padding:0;-webkit-tap-highlight-color:transparent}
a{color:inherit}
[hidden]{display:none!important}
.mono{font-family:var(--mono);letter-spacing:-.01em}
.ic{width:20px;height:20px;flex:none;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.ic--sm{width:16px;height:16px}
:focus-visible{outline:3px solid var(--ink);outline-offset:3px}
.card--dark :focus-visible,.call :focus-visible,.demobar :focus-visible{outline-color:var(--lime)}
.sr{position:absolute!important;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:fixed;left:14px;top:-80px;z-index:200;background:var(--ink);color:#fff;padding:10px 18px;border-radius:var(--r-pill);text-decoration:none;transition:top .2s}
.skip:focus{top:42px}
.noscript{position:fixed;inset:auto 16px 16px;background:var(--ink);color:#fff;padding:14px 18px;border-radius:var(--r-sm);z-index:300}

/* canvas */
.backdrop{position:fixed;inset:0;z-index:-1;overflow:hidden;background:linear-gradient(160deg,#e6eee8 0%,#d9e2db 48%,#c6d4ca 100%)}
.orb{position:absolute;border-radius:50%;filter:blur(70px)}
.orb--a{width:48vmax;height:48vmax;left:-14vmax;top:-22vmax;background:radial-gradient(circle,rgba(212,255,50,.75),rgba(212,255,50,0) 68%);animation:drift 26s ease-in-out infinite alternate}
.orb--b{width:54vmax;height:54vmax;right:-18vmax;bottom:-26vmax;background:radial-gradient(circle,rgba(120,160,138,.8),rgba(120,160,138,0) 68%);animation:drift 32s ease-in-out infinite alternate-reverse}
.orb--c{width:30vmax;height:30vmax;left:38%;top:18%;background:radial-gradient(circle,rgba(255,255,255,.8),rgba(255,255,255,0) 70%)}
@keyframes drift{from{transform:translate3d(0,0,0) scale(1)}to{transform:translate3d(5vmax,3vmax,0) scale(1.12)}}

.app{height:100dvh;display:grid;grid-template-rows:auto minmax(0,1fr)}
.demobar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:32px;padding:5px 16px;background:var(--ink);color:#e7ede8;font-size:12.5px}
.demobar__t{display:flex;align-items:center;gap:10px}
.demobar__dot{width:8px;height:8px;border-radius:50%;background:var(--lime);flex:none}
.demobar__r{display:flex;align-items:center;gap:18px;flex:none}
.demobar a{text-underline-offset:3px}
.demobar a:hover{color:var(--lime)}
.demobar__btn{display:inline-flex;align-items:center;gap:8px;color:inherit;font-size:12.5px}
.demobar__sw{position:relative;width:28px;height:16px;border-radius:9px;background:#4a524d;transition:background .3s}
.demobar__sw::after{content:'';position:absolute;top:2px;left:2px;width:12px;height:12px;border-radius:50%;background:#fff;transition:transform .35s var(--ease)}
.demobar__btn[aria-pressed=true] .demobar__sw{background:var(--lime)}
.demobar__btn[aria-pressed=true] .demobar__sw::after{transform:translateX(12px);background:var(--ink)}

.stage{min-height:0;padding:12px 14px 14px;display:grid;grid-template-rows:auto minmax(0,1fr);gap:14px}

/* glass */
.glass{background:rgba(255,255,255,.62);-webkit-backdrop-filter:blur(16px) saturate(1.25);backdrop-filter:blur(16px) saturate(1.25);border:1px solid rgba(255,255,255,.8)}

/* header */
.top{position:relative;z-index:40;display:flex;align-items:center;gap:16px;min-height:64px;padding:10px 12px 10px 16px;border-radius:var(--r-md)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex:none}
.brand__mark{width:40px;height:40px;transition:transform .6s var(--ease)}
.brand:hover .brand__mark{transform:rotate(-24deg) scale(1.06)}
.brand__text{display:grid;line-height:1.1}
.brand__text strong{font-weight:600;font-size:17px;letter-spacing:-.01em}
.brand__text small{font-size:12px;color:var(--stone)}
.fsp{display:inline-flex;align-items:center;gap:8px;margin-inline:auto;padding:7px 14px;border-radius:var(--r-pill);background:rgba(20,22,21,.06);font-size:12.5px;font-weight:500;color:var(--ink-3);min-width:0}
.fsp .ic{width:16px;height:16px;color:var(--ok)}
.fsp__short{display:none}
.top__tools{display:flex;align-items:center;gap:10px;flex:none}
.lang{position:relative;display:grid;grid-template-columns:1fr 1fr;padding:3px;border-radius:var(--r-pill);background:rgba(20,22,21,.07)}
.lang button{position:relative;z-index:1;height:34px;min-width:44px;padding:0 12px;border-radius:var(--r-pill);font-size:13px;font-weight:600;letter-spacing:.04em;transition:color .3s}
.lang__thumb{position:absolute;z-index:0;top:3px;bottom:3px;left:3px;width:calc(50% - 3px);border-radius:var(--r-pill);background:var(--ink);transition:transform .5s var(--ease)}
.lang[data-lang=en] .lang__thumb{transform:translateX(100%)}
.lang button[aria-pressed=true]{color:#fff}
.iconbtn{position:relative;display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:rgba(255,255,255,.8);border:1px solid var(--line);transition:transform .4s var(--ease),background .3s}
.iconbtn:hover{transform:scale(1.08) rotate(-8deg);background:var(--lime)}
.iconbtn[aria-expanded=true]{background:var(--ink);color:#fff}
.iconbtn__dot{position:absolute;top:10px;right:11px;width:9px;height:9px;border-radius:50%;background:var(--lime);box-shadow:0 0 0 2px var(--ink);transition:transform .3s}
.iconbtn__dot.is-off{transform:scale(0)}
.broker{display:flex;align-items:center;gap:10px;height:48px;padding:4px 14px 4px 4px;border-radius:var(--r-pill);background:rgba(255,255,255,.8);border:1px solid var(--line);transition:padding .45s var(--ease),background .3s}
.broker:hover{padding-right:20px;background:#fff}
.broker[aria-expanded=true]{background:var(--lime)}
.avatar{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--ink);color:var(--lime);font-size:13px;font-weight:600;letter-spacing:.04em;flex:none}
.avatar--lg{width:52px;height:52px;font-size:16px}
.broker__txt{display:grid;text-align:left;line-height:1.1}
.broker__txt b{font-weight:600;font-size:14px}
.broker__txt small{font-size:11.5px;color:var(--stone)}
.broker .ic{transition:transform .4s var(--ease)}
.broker[aria-expanded=true] .ic{transform:rotate(180deg)}
.popwrap{position:relative}
.pop{position:absolute;right:0;top:calc(100% + 12px);z-index:50;width:min(340px,calc(100vw - 28px));padding:18px;border-radius:var(--r-md);background:#fff;border:1px solid var(--line);opacity:0;visibility:hidden;transform:translateY(-8px) scale(.97);transform-origin:top right;transition:opacity .3s,transform .5s var(--ease),visibility 0s .3s}
.pop.open{opacity:1;visibility:visible;transform:none;transition:opacity .3s,transform .5s var(--ease),visibility 0s}
.pop__head{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px}
.pop__head h2{font-size:18px;font-weight:500}
.link{font-size:13px;font-weight:500;text-decoration:underline;text-underline-offset:3px;border-radius:6px}
.notes li{display:grid;grid-template-columns:auto 1fr;gap:12px;padding:12px 0;border-top:1px solid var(--line);font-size:14px;transition:opacity .4s}
.notes li.is-read{opacity:.55}
.notes .nt{font-family:var(--mono);font-size:11.5px;color:var(--stone);padding-top:2px;min-width:64px}
.notes .empty-n{display:block;padding:22px 0 8px;text-align:center;color:var(--stone)}
.bk{display:flex;align-items:center;gap:14px;margin-bottom:14px}
.bk h2{font-size:18px;font-weight:500}
.bk p{font-size:13px;color:var(--stone)}
.bk__list{display:grid;gap:10px;font-size:14px}
.bk__list li{display:flex;align-items:center;gap:10px}
.pop .fine{margin-top:12px}

/* board */
.board{min-height:0;display:grid;gap:14px;grid-template-columns:1fr 1.12fr 1.2fr 1.2fr;grid-template-rows:.92fr 1.08fr;grid-template-areas:"intro intro quote quote" "eff claims cover cover";transition:grid-template-columns var(--t) var(--ease),grid-template-rows var(--t) var(--ease)}
.board[data-focus=quote]{grid-template-columns:.7fr .7fr 1.8fr 1.8fr;grid-template-rows:1.7fr .7fr}
.board[data-focus=cover]{grid-template-columns:.75fr .75fr 1.75fr 1.75fr;grid-template-rows:.8fr 1.6fr}
.board[data-focus=claims]{grid-template-columns:.8fr 1.9fr 1.15fr 1.15fr;grid-template-rows:.8fr 1.5fr}
.board[data-focus=eff]{grid-template-columns:1.7fr 1fr 1.15fr 1.15fr;grid-template-rows:.8fr 1.5fr}
.intro{grid-area:intro}.quote{grid-area:quote}.eff{grid-area:eff}.claims{grid-area:claims}.cover{grid-area:cover}

.card{position:relative;display:flex;flex-direction:column;gap:14px;padding:22px 24px;border-radius:var(--r-lg);overflow:hidden;min-width:0;min-height:0;container:card/size;isolation:isolate;opacity:1;transform:none;transition:opacity .6s ease,transform .8s var(--ease)}
.card--lime{background:var(--lime)}
.card--dark{background:var(--ink);color:#fff}
.card--white{background:#fff}
.card[data-state=squeezed]{cursor:pointer}
.card[data-state=squeezed]:hover{transform:translateY(-2px)}
.card.flash{animation:flash 1.2s ease}
@keyframes flash{0%,100%{box-shadow:0 0 0 0 rgba(20,22,21,0)}30%{box-shadow:0 0 0 5px var(--ink)}}
.card__head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px;position:relative;z-index:2}
.card__title{font-weight:400;font-size:clamp(24px,min(3.6cqi,6.4cqh),38px);letter-spacing:-.025em;line-height:1.04}
.card__sub{margin-top:6px;font-size:14px;color:var(--stone)}
.card--lime .card__sub{color:rgba(20,22,21,.75)}
.expand{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:rgba(20,22,21,.09);flex:none;transition:transform .5s var(--ease),background .3s,color .3s}
.expand:hover{background:var(--ink);color:#fff;transform:scale(1.1)}
.expand--dark{background:rgba(255,255,255,.12)}
.expand--dark:hover{background:var(--lime);color:var(--ink)}
.expand[aria-expanded=true]{background:var(--ink);color:#fff}
.card--dark .expand[aria-expanded=true]{background:var(--lime);color:var(--ink)}
.mini{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--stone)}
.card--lime .mini{color:rgba(20,22,21,.75)}
.fine{font-size:12px;color:var(--stone)}
.card--lime .fine{color:rgba(20,22,21,.75)}
.fine--dark{color:var(--stone-d)}
.topo{position:absolute;inset:0;width:100%;height:100%;z-index:-1;pointer-events:none;fill:none;stroke:var(--ink);stroke-width:1.2;opacity:.13}
.topo path{transform-box:fill-box;transform-origin:center;animation:breathe 16s ease-in-out infinite alternate}
@keyframes breathe{from{transform:scale(1) rotate(0)}to{transform:scale(1.05) rotate(2.5deg)}}

/* shared controls */
.tabs{position:relative;display:grid;grid-auto-flow:column;grid-auto-columns:1fr;padding:4px;border-radius:var(--r-pill);background:rgba(255,255,255,.55)}
.tabs button{position:relative;z-index:1;min-height:44px;padding:6px 12px;border-radius:var(--r-pill);font-weight:500;font-size:13.5px;line-height:1.15;text-align:center;transition:color .35s,background .3s}
.tabs button:not([aria-selected=true]):hover{background:rgba(20,22,21,.07)}
.tabs__thumb{position:absolute;z-index:0;top:4px;bottom:4px;left:0;width:var(--w,0);transform:translateX(var(--x,0));border-radius:var(--r-pill);background:var(--ink);transition:transform .6s var(--ease),width .6s var(--ease)}
.tabs--ink button[aria-selected=true]{color:#fff}
.tabs--lime{background:var(--mist)}
.tabs--lime .tabs__thumb{background:var(--lime);box-shadow:inset 0 0 0 1.5px var(--ink)}
.tabs--lime button[aria-selected=true]{color:var(--ink)}
.seg{display:inline-flex;gap:4px;margin-top:10px;padding:3px;border-radius:var(--r-pill);background:rgba(255,255,255,.1)}
.seg button{height:32px;min-width:44px;padding:0 12px;border-radius:var(--r-pill);font-size:12.5px;font-weight:600;color:#d7dfd9;transition:background .3s,color .3s,transform .3s var(--ease)}
.seg button:hover{background:rgba(255,255,255,.16)}
.seg button[aria-pressed=true]{background:var(--lime);color:var(--ink)}
.chip{display:inline-flex;align-items:center;height:26px;padding:0 10px;border-radius:var(--r-pill);font-size:12px;font-weight:600;white-space:nowrap}
.chip--ok{background:var(--lime);color:var(--ink)}
.chip--mid{box-shadow:inset 0 0 0 1.5px var(--ink);color:var(--ink)}
.chip--none{background:var(--mist-2);color:var(--stone)}
.meter{display:block;height:8px;border-radius:8px;background:var(--mist-2);overflow:hidden}
.meter i{display:block;height:100%;width:0;border-radius:8px;background:var(--ink);transition:width 1.1s var(--ease)}

.cta{display:inline-flex;align-items:center;gap:14px;height:56px;padding:0 6px 0 26px;border-radius:var(--r-pill);background:var(--ink);color:#fff;font-weight:500;font-size:16px;white-space:nowrap;transition:padding .45s var(--ease),transform .45s var(--ease),background .3s,opacity .3s}
.cta__label{display:inline-block;transition:transform .45s var(--ease)}
.cta__dot{position:relative;width:44px;height:44px;border-radius:50%;background:var(--lime);color:var(--ink);display:grid;place-items:center;flex:none;overflow:hidden;transition:width .5s var(--ease)}
.cta__dot .ic{position:absolute;transition:transform .55s var(--ease),opacity .3s}
.cta:hover .cta__dot,.cta:focus-visible .cta__dot{width:68px}
.cta:hover .cta__label{transform:translateX(-2px)}
.cta:active{transform:scale(.97)}
.cta .i-a{transform:rotate(-45deg)}
.cta[data-icon=arrow]:hover .i-a,.cta[data-icon=arrow]:focus-visible .i-a{transform:rotate(0) translateX(2px)}
.cta .i-s,.cta .i-r,.cta .i-w{opacity:0;transform:translateY(22px) rotate(30deg)}
.cta[data-icon=send] .i-a,.cta[data-icon=reset] .i-a,.cta[data-icon=wait] .i-a{opacity:0;transform:translateY(-22px) rotate(-30deg)}
.cta[data-icon=send] .i-s,.cta[data-icon=reset] .i-r,.cta[data-icon=wait] .i-w{opacity:1;transform:none}
.cta[data-icon=send]:hover .i-s{transform:translate(2px,-2px)}
.cta[data-icon=reset]:hover .i-r{transform:rotate(-200deg)}
.cta[data-icon=wait] .i-w{animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.cta[disabled]{opacity:.8;cursor:progress}
.cta--glass{height:52px;background:var(--ink)}
.cta--glass.is-ready{animation:readyPulse 1.6s ease-in-out infinite}
@keyframes readyPulse{0%,100%{box-shadow:0 0 0 0 rgba(212,255,50,0)}50%{box-shadow:0 0 0 6px rgba(212,255,50,.9)}}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;height:44px;padding:0 20px;border-radius:var(--r-pill);background:var(--ink);color:#fff;font-weight:500;font-size:14.5px;white-space:nowrap;transition:padding .4s var(--ease),transform .3s var(--ease),gap .4s var(--ease)}
.btn:hover{padding:0 26px;gap:12px}
.btn:active{transform:scale(.97)}
.btn--lime{background:var(--lime);color:var(--ink)}
.check{display:flex;gap:10px;align-items:flex-start;font-size:13.5px;line-height:1.35;cursor:pointer}
.check input{position:absolute;opacity:0;width:1px;height:1px}
.check__box{flex:none;width:22px;height:22px;margin-top:-1px;border-radius:8px;border:1.5px solid var(--ink);background:rgba(255,255,255,.7);display:grid;place-items:center;transition:background .3s,transform .3s var(--ease)}
.check__box::after{content:'';width:10px;height:5px;border-left:2.2px solid #fff;border-bottom:2.2px solid #fff;transform:rotate(-45deg) scale(0) translateY(-1px);transition:transform .35s var(--ease)}
.check input:checked+.check__box{background:var(--ink)}
.check input:checked+.check__box::after{transform:rotate(-45deg) scale(1) translateY(-1px)}
.check input:focus-visible+.check__box{outline:3px solid var(--ink);outline-offset:3px}
.check:hover .check__box{transform:scale(1.08)}
.check--sm{font-size:12.5px;align-items:center}

/* reveal */
.reveal{display:grid;grid-template-rows:0fr;opacity:0;transition:grid-template-rows var(--t) var(--ease),opacity .35s ease}
.reveal__in{min-height:0;overflow:hidden;visibility:hidden;transition:visibility 0s var(--t)}
.row[data-open=true]>.reveal,.card[data-state=focus] .reveal--card{grid-template-rows:1fr;opacity:1;transition:grid-template-rows var(--t) var(--ease),opacity .5s ease .12s}
.row[data-open=true]>.reveal>.reveal__in,.card[data-state=focus] .reveal--card>.reveal__in{visibility:visible;transition-delay:0s}

/* INTRO */
.intro{justify-content:space-between;gap:12px}
.intro__top{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.eyebrow{font-family:var(--mono);font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--stone)}
.status{display:inline-flex;align-items:center;gap:8px;height:32px;padding:0 14px;border-radius:var(--r-pill);background:rgba(255,255,255,.75);font-size:13px;font-weight:500}
.status i{width:8px;height:8px;border-radius:50%;background:var(--ok);animation:ping 2.2s infinite}
.status[data-open=false] i{background:var(--amber);animation:none}
@keyframes ping{0%{box-shadow:0 0 0 0 rgba(28,107,67,.5)}70%,100%{box-shadow:0 0 0 8px rgba(28,107,67,0)}}
.intro__h{font-weight:300;font-size:clamp(32px,min(7.4cqi,12cqh),78px);line-height:1;letter-spacing:-.04em;text-wrap:balance}
.hl{display:inline;padding:0 .16em;margin:0 -.04em;border-radius:.3em;background:var(--lime);box-decoration-break:clone;-webkit-box-decoration-break:clone;font-weight:400}
.intro__sub{max-width:46ch;font-size:15.5px;color:var(--ink-3)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
.stat{width:100%;height:100%;display:grid;gap:2px;align-content:start;text-align:left;padding:12px 14px;border-radius:22px;background:rgba(255,255,255,.6);transition:transform .5s var(--ease),background .3s}
.stat:hover,.stat:focus-visible{transform:translateY(-4px);background:var(--lime)}
.stat__n{font-size:clamp(26px,4.4cqi,44px);font-weight:300;letter-spacing:-.03em;line-height:1.05;font-variant-numeric:tabular-nums}
.stat__l{font-size:12.5px;color:var(--ink-3);line-height:1.25}

/* QUOTE */
.quote{gap:12px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;position:relative;z-index:2}
.steps li{display:grid;gap:5px;font-size:12px;font-weight:600;color:rgba(20,22,21,.8)}
.steps li::before{content:'';height:4px;border-radius:4px;background:linear-gradient(var(--ink),var(--ink)) left/0 100% no-repeat,rgba(20,22,21,.18);transition:background-size .8s var(--ease)}
.steps li.on::before{background-size:100% 100%}
.steps em{font-style:normal}
.q-main{flex:1;min-height:0;display:grid;grid-template-columns:1fr 0fr;column-gap:0;transition:grid-template-columns var(--t) var(--ease),column-gap var(--t) var(--ease);position:relative;z-index:2}
.quote[data-state=focus] .q-main{grid-template-columns:1fr 1.1fr;column-gap:28px}
.q-left{min-width:0;min-height:0;display:flex;flex-direction:column;gap:12px}
.q-right{min-width:0;min-height:0;overflow:hidden;opacity:0;transform:translateX(24px);transition:opacity .4s ease,transform .7s var(--ease);visibility:hidden}
.quote[data-state=focus] .q-right{opacity:1;transform:none;visibility:visible;transition-delay:.12s}
.q-right__in{min-width:300px;height:100%;overflow:auto;padding:2px 3px 6px 2px;scrollbar-width:thin}
.field{position:relative}
.select{display:flex;align-items:center;justify-content:space-between;gap:12px;width:100%;height:54px;padding:0 20px;border-radius:var(--r-pill);background:#fff;font-weight:500;text-align:left;border:1.5px solid transparent;transition:border-color .3s,transform .4s var(--ease)}
.select:hover{transform:translateY(-1px);border-color:var(--ink)}
.select.is-ph .sel__v{color:var(--stone)}
.select .ic{transition:transform .4s var(--ease)}
.select[aria-expanded=true] .ic{transform:rotate(180deg)}
.select.shake{animation:shake .45s}
.select.bad{border-color:var(--err)}
@keyframes shake{20%,60%{transform:translateX(-6px)}40%,80%{transform:translateX(6px)}}
.listbox{position:absolute;left:0;right:0;top:0;z-index:6;padding:6px;border-radius:28px;background:#fff;border:1.5px solid var(--ink);overflow:auto;opacity:0;visibility:hidden;transform:scaleY(.88);transform-origin:top;transition:opacity .25s,transform .45s var(--ease),visibility 0s .25s}
.listbox.open{opacity:1;visibility:visible;transform:none;transition:opacity .25s,transform .45s var(--ease),visibility 0s}
.listbox li{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:44px;padding:8px 16px;border-radius:20px;font-weight:500;cursor:pointer}
.listbox li.is-active{background:var(--lime)}
.listbox li[aria-selected=true]::after{content:'';width:12px;height:6px;border-left:2.2px solid var(--ink);border-bottom:2.2px solid var(--ink);transform:rotate(-45deg)}
.have{display:grid;gap:8px;margin-top:8px}
.have li{display:flex;align-items:center;gap:10px;font-size:13.5px}
.have .ic{width:18px;height:18px;padding:3px;border-radius:50%;background:var(--ink);color:var(--lime);stroke-width:2.6}
.qform{display:grid;gap:12px}
.f{display:grid;gap:5px}
.f label:not(.check),.f legend{font-size:12.5px;font-weight:600;letter-spacing:.02em}
.f--set{border:0;padding:0;margin:0;min-width:0}
.f--set legend{padding:0;margin-bottom:5px}
.input{width:100%;height:46px;padding:0 16px;border-radius:16px;border:1.5px solid rgba(20,22,21,.35);background:rgba(255,255,255,.8);transition:border-color .3s,background .3s,box-shadow .3s}
.input:hover{background:#fff}
.input:focus{outline:none;border-color:var(--ink);background:#fff;box-shadow:0 0 0 3px rgba(20,22,21,.18)}
.input[aria-invalid=true]{border-color:var(--err);background:#fff6f4}
.f__e{font-size:12.5px;font-weight:500;color:var(--err);min-height:0}
.f__e:empty{display:none}
.pills{display:flex;gap:8px;flex-wrap:wrap}
.pill{position:relative}
.pill input{position:absolute;opacity:0;width:1px;height:1px}
.pill span{display:inline-flex;align-items:center;height:40px;padding:0 16px;border-radius:var(--r-pill);background:rgba(255,255,255,.7);border:1.5px solid transparent;font-size:13.5px;font-weight:500;cursor:pointer;transition:background .3s,color .3s,transform .4s var(--ease)}
.pill span:hover{transform:translateY(-1px);border-color:var(--ink)}
.pill input:checked+span{background:var(--ink);color:#fff}
.pill input:focus-visible+span{outline:3px solid var(--ink);outline-offset:2px}
.qdone{display:grid;gap:12px;align-content:start}
.qdone h3{font-size:22px;font-weight:500;letter-spacing:-.01em}
.qdone__badge svg{width:52px;height:52px;fill:none;stroke:var(--ink);stroke-width:3;stroke-linecap:round;stroke-linejoin:round}
.qdone__badge circle{fill:var(--ink);stroke:none;transform-origin:center;animation:pop .6s var(--ease) both}
.qdone__badge path{stroke:var(--lime);stroke-dasharray:40;stroke-dashoffset:40;animation:dash .6s .25s var(--ease) forwards}
@keyframes pop{from{transform:scale(0)}to{transform:scale(1)}}
@keyframes dash{to{stroke-dashoffset:0}}
.qdone__list{display:grid;gap:6px}
.qdone__list div{display:flex;justify-content:space-between;gap:16px;padding:8px 0;border-bottom:1px solid rgba(20,22,21,.2);font-size:14px}
.qdone__list dt{color:rgba(20,22,21,.75)}
.qdone__list dd{font-weight:500;text-align:right}
.q-foot{display:flex;align-items:center;justify-content:space-between;gap:16px;position:relative;z-index:3;flex-wrap:wrap}
.msg{flex:1;min-width:140px;font-size:13.5px;font-weight:500}
.msg.err{color:var(--err)}
.msg.ok{color:var(--ink)}
.q-sim{display:none}
.quote[data-state=focus][data-step="2"] .q-sim{display:flex}
.quote[data-state=focus][data-step="2"] .msg:empty{display:none}

/* EFFICIENCY */
.eff{gap:10px}
.eff__fig{display:flex;align-items:baseline;gap:14px;flex-wrap:wrap}
.eff__big{display:flex;align-items:flex-start;font-size:clamp(44px,min(18cqi,17cqh),84px);font-weight:300;letter-spacing:-.05em;line-height:.9;color:var(--lime);font-variant-numeric:tabular-nums}
.eff__big sup{font-size:.42em;margin-top:.12em;letter-spacing:0}
.eff__cap{font-size:13px;color:#d7dfd9;max-width:18ch;line-height:1.25}
.chart{position:relative;flex:1;min-height:90px;border-radius:16px;touch-action:pan-y;cursor:crosshair}
.chart svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.chart:focus-visible{outline-color:var(--lime)}
.ch-line{fill:none;stroke:var(--lime);stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}
.ch-grid{stroke:rgba(255,255,255,.1);stroke-width:1;stroke-dasharray:3 5}
.ch-lbl{fill:#9ea9a2;font-family:var(--font);font-size:10.5px;text-anchor:middle}
.chart.draw .ch-line{stroke-dasharray:1;stroke-dashoffset:1;animation:dash2 1.2s var(--ease) forwards}
.chart.draw .ch-area{animation:fadein 1.2s ease both}
@keyframes dash2{to{stroke-dashoffset:0}}
@keyframes fadein{from{opacity:0}to{opacity:1}}
.chart__pt{position:absolute;left:0;top:0;width:18px;height:18px;margin:-9px 0 0 -9px;border-radius:50%;background:var(--ink);border:3px solid var(--lime);box-shadow:0 0 0 5px rgba(212,255,50,.22);transform:translate(var(--px,0),var(--py,0));transition:transform .45s var(--ease);pointer-events:none}
.chart__bub{position:absolute;left:0;top:0;padding:5px 11px;border-radius:var(--r-pill);background:#fff;color:var(--ink);font-size:13px;font-weight:600;transform:translate(calc(var(--bx,0px) - 50%),calc(var(--by,0px) - 44px));transition:transform .45s var(--ease);pointer-events:none;white-space:nowrap}
.metrics{display:grid;gap:12px;padding-top:6px}
.metrics__h{display:flex;justify-content:space-between;gap:12px;font-size:13px;color:#d7dfd9;margin-bottom:6px}
.metrics__h b{font-weight:500;color:#fff;white-space:nowrap}
.metrics__h s{text-decoration-color:var(--stone-d)}
.bars{display:grid;gap:5px}
.bar{display:block;height:8px;border-radius:8px;width:0;transition:width 1.1s var(--ease)}
.bar--old{background:#4b524d}
.bar--new{background:var(--lime)}

/* CLAIMS */
.claims{gap:12px}
.live{display:flex;align-items:center;gap:8px;margin-top:8px;font-size:13px;font-weight:500}
.live i{width:9px;height:9px;border-radius:50%;background:var(--ok);animation:ping 2.2s infinite}
.claims__body{flex:1;min-height:0;display:flex;flex-direction:column;gap:10px;overflow:hidden}
.cchips{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.cchip{display:flex;align-items:center;gap:10px;min-height:48px;padding:6px 14px 6px 8px;border-radius:var(--r-pill);background:rgba(255,255,255,.7);border:1.5px solid transparent;font-size:13.5px;font-weight:500;text-align:left;line-height:1.15;transition:background .3s,transform .45s var(--ease),border-color .3s}
.cchip:hover{transform:translateY(-2px);border-color:var(--ink)}
.cchip__ico{display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--mist-2);flex:none;transition:background .3s,color .3s}
.cchip__ico .ic{width:17px;height:17px}
.cchip[aria-pressed=true]{background:var(--ink);color:#fff}
.cchip[aria-pressed=true] .cchip__ico{background:var(--lime);color:var(--ink)}
.c-steps{flex:1;min-height:0}
.c-steps .reveal__in{overflow:auto;scrollbar-width:thin}
.c-steps__in{display:grid;gap:10px;padding-top:4px}
.c-steps__in h3{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--stone)}
.checks{display:grid;gap:8px}
.checks .check{padding:10px 12px;border-radius:18px;background:rgba(255,255,255,.65);transition:background .3s,opacity .3s}
.checks input:checked~span:last-child{text-decoration:line-through;text-decoration-color:rgba(20,22,21,.5);opacity:.7}
.csum{display:grid;gap:6px}
.csum p{font-size:13px;font-weight:500}
.csum .meter{background:rgba(20,22,21,.14)}
.cempty{padding:16px;border-radius:18px;border:1.5px dashed rgba(20,22,21,.35);font-size:13.5px;color:var(--ink-3)}
.claims__foot{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;position:relative;z-index:2}
.phone{font-size:clamp(20px,6.6cqi,28px);font-weight:500;letter-spacing:-.03em}
.call{position:absolute;inset:0;z-index:10;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;padding:24px;text-align:center;background:var(--ink);color:#fff;clip-path:circle(0 at var(--cx,50%) var(--cy,92%));visibility:hidden;transition:clip-path .8s var(--ease),visibility 0s .8s}
.call.open{clip-path:circle(150% at var(--cx,50%) var(--cy,92%));visibility:visible;transition:clip-path .8s var(--ease),visibility 0s}
.call h3{font-size:22px;font-weight:400}
.call__t{font-size:44px;font-weight:400;color:var(--lime);letter-spacing:-.04em}
.call__rings{position:relative;width:84px;height:84px;margin-bottom:6px;border-radius:50%;background:var(--lime)}
.call__rings i{position:absolute;inset:0;border-radius:50%;border:2px solid var(--lime);animation:ring 2.4s ease-out infinite}
.call__rings i:nth-child(2){animation-delay:.8s}.call__rings i:nth-child(3){animation-delay:1.6s}
@keyframes ring{from{transform:scale(1);opacity:.9}to{transform:scale(2.2);opacity:0}}

/* COVERAGE */
.cover{gap:12px}
.score{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:14px}
.score__l{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--stone)}
.score__n{font-size:22px;font-weight:400;letter-spacing:-.03em;min-width:3.2ch;text-align:right;font-variant-numeric:tabular-nums}
.cover__panel{flex:1;min-height:0;display:flex;flex-direction:column;gap:10px;overflow:auto;scrollbar-width:thin;padding-right:2px}
.rows{display:grid;gap:8px}
.row__head{display:grid;grid-template-columns:40px minmax(0,1.3fr) auto minmax(60px,1fr) 46px 20px;align-items:center;gap:12px;width:100%;min-height:54px;padding:6px 14px 6px 8px;border-radius:22px;background:var(--mist);text-align:left;transition:background .4s,transform .45s var(--ease)}
.row__head:hover{transform:translateX(3px);background:var(--mist-2)}
.row[data-open=true] .row__head{background:var(--lime)}
.row__ico{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:#fff;transition:background .4s,color .4s,transform .5s var(--ease)}
.row[data-open=true] .row__ico{background:var(--ink);color:var(--lime);transform:rotate(-8deg)}
.row__name{font-weight:500;font-size:15px;line-height:1.15}
.row__bar{display:block;height:8px;border-radius:8px;background:rgba(20,22,21,.14);overflow:hidden}
.row__bar i{display:block;height:100%;width:0;border-radius:8px;background:var(--ink);transition:width 1.1s var(--ease)}
.row__pct{font-weight:500;font-size:14px;text-align:right;font-variant-numeric:tabular-nums}
.row__chev{width:18px;height:18px;transition:transform .5s var(--ease)}
.row[data-open=true] .row__chev{transform:rotate(180deg)}
.row__detail{display:grid;gap:16px;padding:14px 10px 6px}
.row__txt{display:grid;gap:10px;align-content:start;font-size:14px;color:var(--ink-3)}
.tip{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border-radius:16px;background:var(--lime-s);color:var(--ink)}
.tip .ic{width:18px;height:18px;margin-top:1px;stroke-width:2.6}
.row__act{display:grid;gap:14px;align-content:start;justify-items:start}
.journey{display:grid;grid-template-columns:repeat(4,1fr);width:100%}
.journey li{position:relative;padding-top:24px;font-size:12px;line-height:1.2;text-align:center;color:var(--stone)}
.journey li::before{content:'';position:absolute;top:6px;left:-50%;right:50%;height:2px;background:var(--mist-2);transition:background .5s calc(var(--k)*110ms)}
.journey li:first-child::before{display:none}
.journey li::after{content:'';position:absolute;top:0;left:calc(50% - 7px);width:14px;height:14px;border-radius:50%;background:#fff;border:2px solid var(--mist-2);transition:background .5s calc(var(--k)*110ms),border-color .5s calc(var(--k)*110ms)}
.journey li.done{color:var(--ink)}
.journey li.done::before{background:var(--ink)}
.journey li.done::after{background:var(--ink);border-color:var(--ink)}
.journey li.now::after{border-color:var(--ink);box-shadow:0 0 0 4px var(--lime)}
.empty{display:flex;align-items:center;gap:14px;flex-wrap:wrap;padding:14px 16px;border-radius:22px;border:1.5px dashed var(--line);background:var(--mist)}
.empty>.ic{width:34px;height:34px;padding:7px;border-radius:50%;background:var(--lime)}
.empty>div{flex:1;min-width:160px;font-size:14px;font-weight:500}

/* loading skeleton */
.card::after{content:'';position:absolute;inset:22px 24px;border-radius:18px;z-index:5;pointer-events:none;opacity:0;transition:opacity .5s .05s;background:
  linear-gradient(currentColor,currentColor) 0 0/46% 28px no-repeat,
  linear-gradient(currentColor,currentColor) 0 52px/78% 14px no-repeat,
  linear-gradient(currentColor,currentColor) 0 78px/60% 14px no-repeat,
  linear-gradient(currentColor,currentColor) 0 124px/100% 64px no-repeat}
body.is-loading .card::after{opacity:.1;animation:sk 1.1s ease-in-out infinite alternate}
@keyframes sk{from{opacity:.06}to{opacity:.16}}
body.is-loading .card>*{visibility:hidden}
body.is-loading .card{opacity:.001;transform:translateY(14px) scale(.985)}
body.is-loading .top{opacity:.6}
.top{transition:opacity .6s}
.card:nth-of-type(1){transition-delay:0s}
.card[style*="--i:1"]{transition-delay:.06s}.card[style*="--i:2"]{transition-delay:.12s}.card[style*="--i:3"]{transition-delay:.18s}.card[style*="--i:4"]{transition-delay:.24s}

/* ===== container-driven density (desktop) ===== */
@container card (max-width:360px){
  .cchip{padding:4px 8px 4px 5px;gap:6px;font-size:12.5px;min-height:44px}
  .cchip__ico{width:28px;height:28px}
  .seg button{min-width:40px;padding:0 9px}
}
@container card (max-width:250px){
  .cchips{grid-template-columns:1fr}
}
@container card (max-width:260px){
  .card__head .expand{width:38px;height:38px}
  .eff__cap{display:none}
  .cchip{font-size:12.5px}
}
@container card (max-height:320px){
  .intro .fine{display:none}
}
@container card (max-height:240px){
  .card__sub,.q-sub,.intro__sub,.stats,.intro .fine,.score__l{display:none}
  .steps em{display:none}
  .steps li::before{height:3px}
  .live{display:none}
}
@container card (max-height:300px){
  .eff .seg,.eff__cap,.ch-lbl,.claims .cchips,.claims .mini,.phone{display:none}
  .eff__fig{margin-top:-4px}
  .quote .steps{display:none}
  .quote .q-main{flex:none}
  .quote .q-left{flex-direction:row;flex-wrap:wrap;align-items:center}
  .quote .q-left .tabs{flex:1 1 360px}
  .quote .q-left .field{flex:1 1 220px}
  .quote .q-foot{position:absolute;top:18px;right:78px;width:auto;flex-wrap:nowrap;gap:10px}
  .quote .q-foot .msg{display:none}
  .quote .cta{height:48px}
  .quote .cta__dot{width:38px;height:38px}
  .claims__foot{margin-top:auto}
  .cover__panel{overflow:auto}
}
@container card (min-width:640px){
  .row__detail{grid-template-columns:1.1fr 1fr;align-items:start}
}
@container card (max-width:520px){
  .tabs button{font-size:12.5px;padding:6px 6px}
  .row__head{grid-template-columns:40px minmax(0,1fr) minmax(50px,.6fr) 42px 18px;gap:10px}
  .row__head .chip{display:none}
  .fsp__long{display:none}
}
@container card (max-width:420px){
  .stat__l{font-size:11.5px}
  .stats{gap:6px}
  .stat{padding:10px}
}

@media (max-width:1180px) and (min-width:900px){
  .fsp__long{display:none}.fsp__short{display:inline}
  .broker__txt small{display:none}
}

/* ===== mobile / short viewports: stacked, scrolls inside the stage ===== */
@media (max-width:899px),(max-height:619px){
  .stage{overflow-y:auto;overflow-x:hidden;display:flex;flex-direction:column;scrollbar-width:thin;-webkit-overflow-scrolling:touch}
  .top{position:relative;flex:none;flex-wrap:wrap;gap:10px;padding:10px 12px}
  .fsp{order:3;flex-basis:100%;margin:0;justify-content:center}
  .fsp__long{display:inline}.fsp__short{display:none}
  .top__tools{margin-left:auto}
  .broker{padding-right:4px}.broker__txt,.broker>.ic{display:none}
  .brand__text small{display:none}
  .board,.board[data-focus]{display:flex;flex-direction:column;grid-template-columns:none;grid-template-rows:none}
  .card{container:card/inline-size;overflow:hidden;flex:0 0 auto}
  .board{min-height:auto;flex:none}
  .card[data-state=squeezed]{cursor:auto}
  .card[data-state=squeezed]:hover{transform:none}
  .card__title{font-size:clamp(26px,7.4cqi,36px)}
  .intro__h{font-size:clamp(34px,11cqi,56px)}
  .eff__big{font-size:clamp(52px,20cqi,84px)}
  .chart{flex:none;height:190px}
  .q-main{grid-template-columns:1fr;grid-template-rows:auto 0fr;column-gap:0;transition:grid-template-rows var(--t) var(--ease),row-gap var(--t) var(--ease)}
  .quote[data-state=focus] .q-main{grid-template-columns:1fr;grid-template-rows:auto 1fr;row-gap:16px;column-gap:0}
  .q-right{transform:none}.q-right__in{min-width:0;overflow:visible}
  .quote[data-state=focus] .q-right{overflow:visible}
  .cover__panel{overflow:visible}
  .c-steps{flex:none}
  .stats{grid-template-columns:repeat(3,1fr)}
  .demobar{font-size:11.5px;padding:6px 12px}
  .demobar__t{align-items:flex-start}
  .demobar__dot{margin-top:5px}
  .row__head{grid-template-columns:40px minmax(0,1fr) minmax(44px,.5fr) 42px 18px}
  .row__head .chip{display:none}
  .q-foot{position:static}
}
@media (max-width:560px){
  .demobar__r a{display:none}
  .stage{padding:10px 10px 14px}
  .card{padding:20px 18px;border-radius:28px}
  .card::after{inset:20px 18px}
  .stat__n{font-size:26px}
  .cta{height:52px;font-size:15px;padding-left:20px}
  .cta__dot{width:40px;height:40px}
  .q-foot .cta{margin-left:auto}
  .cchips{grid-template-columns:1fr 1fr}
}

/* motion off */
html[data-motion=reduce] *,html[data-motion=reduce] *::before,html[data-motion=reduce] *::after{animation-duration:.001ms!important;animation-delay:0s!important;animation-iteration-count:1!important;transition-duration:.001ms!important;transition-delay:0s!important}
html[data-motion=reduce] .orb{display:none}